No change in sight

Secure pension

You receive your pension every month. Punctually and reliably. We also send you your tax certificate every December together with the «Informed» report.

BVK is committed to ensuring that all generations are treated equally. This is also stipulated in its pension fund regulations. The principle of equal treatment applies particularly to improvements in benefits. Above a cover ratio of 115%, the "cohort model" comes into play, ensuring that people of all ages receive the same amount of interest. In the past, active insured persons (working insured persons) received less interest than pension recipients, which is why they will benefit first from improvements in benefits. Pension recipients who retired with a lower conversion rate will benefit next. And then, step by step, those who benefited from a higher conversion rate upon retirement. 

You can find the interest rates for previous years here.